Thursday, September 3, 2020

Social Acceptance and Its Consequences :: essays research papers

There is a second in each person’s life that characterizes what they will be and how they will do later on. Despite the fact that a great many people can't pinpoint the specific day and time of this second, it is ordinarily in early puberty and includes that person’s friends and creating ethics. It is normally brought about by the transformation from a totally subordinate individual to a social being the place there is an expanded strain to fit in. The imaginary storyteller in Alice Adams’ "Truth or Consequences" †itself a passage from her book To See You Again †was novel in that she could pinpoint this extremely important occasion. Her involvement in Carstairs Jones was a blended gift that she couldn't to survive and, considering how her life turned out, was a foretelling of what might be on the horizon. All through the monolog, the storyteller drops indicates about how her "normal" past turned out. The numerous sweethearts she’d had †three relationships and the same number of premature births. Each time she was searching out to increase a high ground throughout everyday life and social status. Once, she composes, "I was assaulted by somebody to whom I was married." These are not part of what most individuals would establish as a "normal" life. The sublimation of her own qualities and ethics to turn out to be a piece of the ‘in’ swarm at her primary school began with the noxious round of Truth or Consequences where she was the person in question of a stunt question intended to humilate her. Vehicle Jones happened to be the stone nearby the hard spot she was wedged between. Her evil destiny prompted the utilization of Car to prop her into social acknowledgment and the cost that Car forced on her for her utilization of him created turmoil that remained with her for an amazing duration. As far as she could tell, the storyteller concludes that these occasions can be followed back to the occurrence with Car and, as demonstrated by the last line in the story, cause her to be damaged and permit these things to occur. "†¦ he could be as spooky as I am by everything that at any point occurred in his life." The injury tossed the storyteller into the arms of the most famous child in class and that thus prompted her plunge up the stepping stool of fame. She reasons that to Vehicle, the occasion was of little outcome and was rapidly overlooked. Simply the last ‘bad’ thing he could do before his abrupt headway to secondary school. He just skimmed previously the entirety of the irrelevant things that he did and followed what he wished with nary a think back.

Saturday, August 22, 2020

Listening Interview Essay Example | Topics and Well Written Essays - 750 words

Listening Interview - Essay Example I discovered that J.P has been in the business for a significant long time and I felt he was the correct individual to meet since I accept he has all that could possibly be needed understanding (Kumar 2007). I am keen on this business since it includes games and since I love games, I accept on the off chance that I can wander in it, I will have the option to produce some salary for myself and simultaneously have a great time as my principle point is to know how I can live it up while I do the business. I needed J.P to give me with full subtleties on all the stunts of effectively making it in the business since it is a business, I have consistently longed for. After the meeting with J.P, I adapted such a significant number of things that are should have been ready to make it in the games business industry. I discovered that in this business including games stores, there are assortments of games types and the vast majority of them shift regarding request. I gained from him that the business is diverse at present from that rehearsed back in the years since, today in business, the most significant thing an individual needs is sufficient space. J.P says so much space has since been taken over by different games. I likewise discovered that when there was a genuine worldwide emergency this business was not forgotten about either, and on account of the way J.P had blended items in his stores he had the option to endure the emergency some way or another, and this has instructed me that I ought not disregard whatever I know has something to do with games. This implies I ought to incorporate all the things that are intended for sports regardless of whether they are torpid as they spare circumstances every so often. J.P made me realize that on the off chance that I need an effective business, I should be interesting and unique. At the point when different stores are selling what they accept to be new and sought after, I ought to have a few things however blend them in with the first ones including those that might be thought by individuals as dead items. I discovered that I would need to put forth an attempt to have only everything in the store and have it as a one-stop store where a customer can

Friday, August 21, 2020

Role of Bank Capital Essays

Job of Bank Capital Essays Job of Bank Capital Essay Job of Bank Capital Essay Presentation The principle point of this report is to distinguish the key jobs played by bank capital in the financial business. This report quickly diagrams the principle elements of bank capital and investigates the advantages of bank money to the bank and the financial business. It is trusted that from perusing this paper a general comprehension of the jobs of bank capital in the financial business can be picked up. Bank Capital A banks capital otherwise called value is the edge by which leasers are secured if the banks resources were sold. A bank must hold enough cash-flow to shield loan specialists and investors from misfortunes and furthermore permit the bank to meet its client prerequisites. Banks must keep up capital levels equivalent with the measure of dangers accepted and hold enough to climate serious and extensively long money related tempests. Jobs of Bank Capital Banks are defenseless to numerous types of precise hazard which on occasion can advance into mechanical emergency. The dangers they face incorporate credit chance, advertise hazard, business hazard and loan fee hazard to give some examples. Furthermore, bank capital assumes a fundamental job in the ingestion of misfortunes identified with these dangers. Credit Risk Credit chance is the hazard that an obligator won't make future premium installments or rule reimbursements when due and is the principle chance looked by banks, taking into account how enormous worldwide money related markets are and the extent of exchanges that might be in danger. Credit chance will in general change with the business cycle as beginning quick development brings about falling spreads, and a decrease in acknowledge extending spreads for banks being hit by huge loses as the spread broadens. Banks are taking on increasingly assorted types of loaning including direct fund, edge loaning, over the counter subordinates exchanges with the high number of potential defaults in these territories presenting them to a lot of counterparty chance. There is additionally acknowledge hazard required for prospects financier including delegates and the significant credit dangers from settling outside trade contracts which are regularly thought little of. Credit chance additionally may exist in credit subordinates and resource securitization exchanges. To ensure themselves banks need to distinguish the sort of credit hazard effectively, value it precisely and keep up enough high measures of capital in both all sorts of challenges. Market Risk Capital likewise ensures banks against advertise hazard. This is the hazard related with the developments and instability in showcase costs which can cause huge swings in bank benefit. Ceaseless changes in innovation and market imagination are coming about in consistently changing budgetary items and market dangers making obvious a connection between business sectors that we had recently thought of as disconnected. These erratic changes expect banks to keep up solid capital levels particularly with the period a bank needs to modify its hazard profile getting shorter because of more noteworthy rivalry. Business Risk Capital additionally gives a pad against exposures to components that can affect on the firms’ exercises and may bring about the bank losing ground comparative with its rivals or neglecting to win a market pace of return. Bank capital is a significant guide comparable to operational hazard which may bring about misfortune by a bank of its basic business tasks because of a calamity, for example, loss of an interchanges framework which can prompt misrepresentation or preparing mistakes. With the proceeding with enhancement of banking, the developing convergence of the pivotal installments, the quick pace of budgetary advancement and settlements, the significance of operational hazard is rising and bank capital getting increasingly critical here. Liquidity is the capacity to finance increments in resources and meet commitments as they become due. Banks despite everything assume a urgent job as liquidity suppliers in the worldwide economy particularly during market stuns or monetary choppiness. Sufficient bank capital aides decreases liquidity hazard, that is, the hazard that numerous investors will demand withdrawals past accessible assets. Banks have dealt with the general expected liquidity requests since the start of the financial business with intermittent befuddles presenting banks to loan fee chance, which is the hazard that the bank will become unrewarding if increasing loan costs compel it to pay moderately more on its stores than it eceives on its credits. Regularly this hazard can likewise be overseen effectively by supporting loan fee changes by the utilization of subordinate instruments. Anyway unforeseen framework wide stuns bring about a more noteworthy interest for liquidity and are undeniably progressively hard to manage. At such occasions noteworthy liquidity requests rise up out of both a banks resource and the obligation side. Renegotiating momentary obligation in the currency markets is risk related and cockeyed sheet exposures can out of the blue go onto the advantages side of the monetary record. In this way a bank must be readied when there is a market wide scramble for liquidity and have the option to oversee financing difficulties and spontaneous resource developments at the same time by having adequate bank capital. Advance monetary development A firmly promoted financial division likewise is better ready to advance development, regardless of whether as new items, new administrations or new conveyance channels. Banks don't simply hold cash-flow to beat trouble, yet in addition since it furnishes them with money related adaptability. Keeps money with a solid capital base can make the most of development openings. A solid financial division made up of keeps money with solid capital bases, is better ready to flexibly credit to organizations and store speculation openings that guarantee to empower development, make work and add to a more grounded economy. Then again a powerless financial part with banks incapable to work adequately as hazard mediators definitely prompts insufficient credit and liquidity in money related markets and to banks that can't help support the efficiency of the economy. Plainly this has a grave social effect given the significance of credit and liquidity to the general economy. Advantages of solid bank capitalization Well promoted banks will have the option to proceed with there ordinary loaning rehearses in case of a monetary stun and won't be compelled to lessen their benefit base. Just as this they can help more fragile banks through the arrangement of store protection premiums. Adequate overabundance capital stores empower banks to go into enormous endeavors without raising new capital. Banks are not slanted to take on various high hazard borrowers only for the potential advantage of significant yields as they are not frantically looking for benefits to build their capital base. Overabundance capital holds the advantage of staying away from high financing costs. A model would be a bank paying a high pace of enthusiasm on credits from different banks if the banks overabundance capital stores are seen as deficient. With quick paced mechanical change predominately in the data frameworks territory all around promoted banks are pad from the huge expenses of, for instance absolute framework overhauls. At last a banks notoriety will endure if the bank thinks that its hard to meet the administrative body’s capital prerequisites. Enormous banks wish to keep their great evaluations and along these lines have extensive high capital stores since rating offices set expectations in regards to the banks overabundance capital saves as a condition for a high appraising Conclusion The job of capital is to go about as a support against future unforeseen and even generally remote misfortunes that a bank may bring about and be a wellspring of liquidity. Since banks can both make request stores and give acknowledge they go about as safeguards during times of disturbance giving security to hazard tired speculators and liquidity to borrowers. The sensational impacts of frail financial frameworks can be seen in both created and creating economies and the repercussions these have had on budgetary markets all over. Each event is a token of the requirement for emphatically promoted money related establishments. References Viney C 2007, McGrath’s Financial Institutions, Instruments and Markets, McGraw-Hill Mehta D, Fung H 2004, International Bank Management, Blackwell Publishing, Oxford, UK Bacon F, Tai S, Shin, Suk H, Garg R 2004, Basics of Financial Management, Copley Publishing Company, Action, MA Berger A N, Herring R J, Szego G P 1995, The job of capital in budgetary foundations, Journal of Banking and Finance 19, Nos. 3-4. Precious stone, Douglas W, Rajan R G 2000, A Theory of Bank Capital, The Journal of Finance, Vol. LV, no. 6

Thursday, June 11, 2020

Livingstone Discussion on Beowulf And Modern Day Heroes - 275 Words

Livingstone: Discussion on Beowulf And Modern Day Heroes (Essay Sample) Content: Beowulf and Modern Day HeroesJoseph S. VaatiLivingston ResearchBeowulf And Modern Day HeroesModern-day heroes who live by virtue through demonstrating generosity, love, and bravery deserve an epic poem. Beowulf lived in a world where fame was the only lasting thing and pride to the point of arrogance was acceptable. Cultures have transformed over the years, but the values have remained ever since. Beowulfà ¢Ã¢â€š ¬s approach towards lifeà ¢Ã¢â€š ¬s contemporary issues still echoes in todayà ¢Ã¢â€š ¬s heroes. In this essay, I will consider my hero to be any modern soldier who fights for peace in their country. Modern combat troops have similar values to Beowulfà ¢Ã¢â€š ¬sregardingtheir bravery, virtuous livesand sense of responsibility. Besides, they receive special treatment from the society. They are undaunted by challenges, big-hearted and clear-eyed.In the epic poem, Beowulf uses his brawn to fight monsters. He even goes an extra mile and travels widely to dem onstrate his physical strength. Bravery sees him tear off Grendelà ¢Ã¢â€š ¬s hand with his bare hands, thereby killing him. Lateron, when Grendelà ¢Ã¢â€š ¬s mother decides to seek revenge, Beowulf slashes off her head withher sword. Modern-day soldiers fight insecurity that is like a monster. They set out of their families to peacekeeping missions and prove their courage against their foes. They engagein ferocious combats against their enemies and eventually win. For instance, the American soldiers who are fighting day and night to ensure a terror free world. They stayed in Iraq until it was no longer a haven for terrorists who were plotting to shell masses mercilessly. Eventually, they were able to perform an attack that sawAl-Qaidaà ¢Ã¢â€š ¬s leader, Osama Bin Laden killed. Just like Beowulf always won against his enemies, soldiers too, eventually win against insecurity ("Beowulf compared to modern-day heroesà ¢Ã¢â€š ¬Ã‚ , n.d.).Beowulf lives by moral ethics in the way he spa res Grendelà ¢Ã¢â€š ¬s mother after his first battle. He understands his duty is to protect people from attacks by the supernatural monsters.Since Grendelà ¢Ã¢â€š ¬s mother has not been launching attacks against humanity, Beowulf decides to spare her.However, after Grendelà ¢Ã¢â€š ¬s mom discovers that he is dead, she goes ahead to get revenge. She kills Hrothgarà ¢Ã¢â€š ¬s most loyal soldier violently, and Beowulf, out of a natural intuition to protect humanity he engages in a fight with her which proceeds to her lair where Beowulf finally wins. Typically, modern-day soldiers do not launch attacks on innocent people; they document evidence first which merits them to kill. When Hrothgar rewards Grendel for his bravery, he demonstrates his generosity by sharing the fortune with his people. Same with modern-day troops, they offer their lives for the security of their populations. Beowulfà ¢Ã¢â€š ¬s values and attributes still live on today among soldiers (Beowulfcompared to moder n-day heroesà ¢Ã¢â€š ¬Ã‚ , n.d.).When Beowulf becomes aware of King Hrothgarà ¢Ã¢â€š ¬s troubles in the great hall of Heorot, he decides to help him out of the situation. Beowulf believed that he had a great responsibility in assisting people who cannot stand on their own. He sets out on a journey to Heorot to save the kingà ¢Ã¢â€š ¬s soldiers from Grendel. Modern American troops are working in different parts of the world to ensure peace and order in politically unstable countries. They leave their homeland and head to far-flung regions of the world where hostility is the order of the day just to ensure humanity is safe from the insecurity monster. They do it out of love, compassion, and sense of responsibility. When a slave steals a dragonà ¢Ã¢â€š ¬s cup of gold, the dragon starts setting ablaze everything in sight. Beowulf feels the need to protect his people from the fierce dragon, thereby getting into a violentfight with it. Eventually, with the help of his loyal soldier, they sever the dragonà ¢Ã¢â€š ¬s body, but Beowulf succumbs to mortal wounds. He dies for his kinsmen because he understands it isthe purpose of his life. Modern-day soldiers are shelled every day in societies mired in conflict. Just like Beowulf fights for those who can not stand out, combat troops stand squarely by people whose voices and freedom are stifled by theirmonster-like leaderswho do not want to relinquish power. They are cracking down on insecurity every day of their lives. They directly follow Beowulfà ¢Ã¢â€š ¬s example (Beowulf compared to modern-day heroesà ¢Ã¢â€š ¬Ã‚ , n.d.).We also see an echo of Beowulfà ¢Ã¢â€š ¬s life in todayà ¢Ã¢â€š ¬s heroes through the special treatment they are accorded by the society. After Beowulf has defeated both Grendel and his mother, he is awarded many gifts, in conjunction with the sword Naegling, the king familyà ¢Ã¢â€š ¬s heirloom. Later on, when he arrives back home, he is made the king owing to his bravery. Likewise, todayà ƒ ¢Ã¢â€š ¬s soldiers are ever respected for their noble task of ensuring that peace prevails. They are paid to join troops; they enter college at no cost including their families and secure good jobs when they are of age. When a soldier succumbs to injuries in a battle, their families receive compensation from the government. Beowulfà ¢Ã¢â€š ¬s treatment by his contemporary society is similar to the treatment received by todayà ¢Ã¢â€š ¬s soldiers. In both cases, the heroes are accorded great treatment ("Beowulf compared to modern-day heroesà ¢Ã¢â€š ¬Ã‚ , n.d.).Despite the many similarities, the Anglo-Saxon hero and todayà ¢Ã¢â€š ¬s heroes share, there are some instances in which they greatly contrast. For example, today pride and arrogance areusually disapproved, unlike the case inBeowulfà ¢Ã¢â€š ¬s time when fame was the only permanentthing. Todayà ¢Ã¢â€š ¬s fighters are humble to the ground and never display pride in publi...

Sunday, May 17, 2020

Stonehill College Acceptance Rate, SAT/ACT Scores, GPA

Stonehill College is a Catholic  liberal arts college  with an acceptance rate of 70%. Located on a 375-acre campus in Easton, Massachusetts, Stonehill has a 12-to-1 student / faculty ratio  and an average class size of 19. Students can choose from 47 majors and 51 minors. Outside of academics, students at Stonehill can join a range of on-campus clubs and organizations, including theater clubs, art groups, the schools newspaper, recreational sports, and religious clubs. In athletics, the Stonehill Skyhawks compete in the NCAA Division II Northeast Ten Conference. Considering applying to Stonehill College? Here are the admissions statistics you should know, including average SAT/ACT scores and GPAs of admitted students. Acceptance Rate During the 2017-18 admissions cycle, Stonehill College had an acceptance rate of 70%. This means that for every 100 students who applied, 70 students were admitted, making Stonehills admissions process somewhat competitive. Admissions Statistics (2017-18) Number of Applicants 6,609 Percent Admitted 70% Percent Admitted Who Enrolled (Yield) 14% SAT Scores and Requirements Stonehill College has a test-optional standardized testing policy. Applicants to Stonehill may submit SAT or ACT scores to the school, but they are not required.  During the 2017-18 admissions cycle, 59% of admitted students submitted SAT scores. SAT Range (Admitted Students) Section 25th Percentile 75th Percentile ERW 570 650 Math 560 650 ERW=Evidence-Based Reading and Writing This admissions data tells us that of those students who submitted scores during the 2017-18 admissions cycle, most of  Stonehill Colleges admitted students fall within the  top 35% nationally  on the SAT. For the evidence-based reading and writing section, 50% of students admitted to Stonehill scored between 570 and 650, while 25% scored below 570 and 25% scored above 650. On the math section, 50% of admitted students scored between 560 and 650, while 25% scored below 560 and 25% scored above 650. While the SAT is not required, this data tells us that a composite SAT score of 1300 or higher is competitive for Stonehill. Requirements Stonehill College does not require SAT scores for admission. For students who choose to submit scores, note that Stonehill participates in the scorechoice program, meaning that the admissions office will consider your highest score from each individual section across all SAT test dates. Stonehill does not require the essay section of the SAT. ACT Scores and Requirements Stonehill has a test-optional standardized testing policy. Applicants may submit SAT or ACT scores to the school, but they are not required. During the 2017-18 admissions cycle, 10% of admitted students submitted ACT scores. ACT Range (Admitted Students) Section 25th Percentile 75th Percentile Composite 24 29 This admissions data tells us that of those who submitted scores during the 2017-18 admissions cycle, most of Stonehills admitted students fall within the  top 26% nationally  on the ACT. The middle 50% of students admitted to Stonehill College received a composite ACT score between 24 and 29, while 25% scored above 29 and 25% scored below 24. Requirements Note that Stonehill does not require ACT scores for admission. For students who choose to submit scores, Stonehill participates in the scorechoice program, meaning that the admissions office will consider your highest score from each individual section across all ACT test dates. Stonehill does not require the ACT writing section. GPA In 2018, the middle 50% of Stonehill Colleges incoming class had high school GPAs between 3.13 and 3.6. 25% had a GPA above 3.6, and 25% had a GPA below 3.13. These results suggest that most successful applicants to Stonehill College have primarily A and B grades. Self-Reported GPA/SAT/ACT Graph Stonehill College Applicants Self-Reported GPA/SAT/ACT Graph. Data courtesy of Cappex. The admissions data in the graph is self-reported by applicants to Stonehill College. GPAs are unweighted. Find out how you compare to accepted students, see the real-time graph, and calculate your chances of getting in  with a free Cappex account. Admissions Chances Stonehill College, which accepts nearly three-quarters of applicants, has a somewhat selective admissions process. If your SAT/ACT scores and GPA fall within the schools average ranges, you have a strong chance of being accepted. Keep in mind, however, that Stonehill College also has a  holistic admissions  process and is test-optional, and admissions decisions are based on much more than numbers. A strong  application essay, short answer response, and  glowing letters of recommendation  can strengthen your application, as can participation in meaningful  extracurricular activities  and a  rigorous course schedule. The college is looking for students who will contribute to the campus community in meaningful ways, not just students who show promise in the classroom. While not required, Stonehill recommends  interviews  for interested applicants. Students with particularly compelling stories or achievements can still receive serious consideration even if scores are outside Stonehills average range. In the graph above, the blue and green dots represent accepted students. You can see that most admitted applicants had high school grades in A-/B range or higher. Admitted students tended to have combined SAT scores of 1100 or higher (ERWM), and ACT composite scores of 22 or better. A high percentage of accepted students had GPAs in the A range. Grades are much more important than test scores at Stonehill because the college is test-optional. If You Like Stonehill College, You May Also Like These Schools Providence CollegeQuinnipiac UniversityBoston CollegeUniversity of ConnecticutUniversity of VermontUniversity of Rhode IslandBoston UniversityNortheastern UniversityFairfield University All admissions data has been sourced from the National Center for Education Statistics and Stonehill College Undergraduate Admissions Office.

Wednesday, May 6, 2020

Globalization and Its Impact on Malaysia - 13672 Words

If youre totally illiterate and living on one dollar a day, the benefits of globalization never come to you. Jimmy Carter In the US, most progressives start to see the differences between internationalism and economic globalization. David Korten It has been said that arguing against globalization is like arguing against the laws of gravity. Kofi Annan People have accused me of being in favor of globalization. This is equivalent to accusing me of being in favor of the sun rising in the morning. Clare Short This is a basic requirement the meaning of globalization is that we should admit that the economy of each country is dependent on the economy of all the others. Richard Grasso Read†¦show more content†¦Likewise, for centuries, people and corporations have invested in enterprises in other countries. In fact, many of the features of the current wave of globalization are similar to those prevailing before the outbreak of the First World War in 1914. But policy and technological developments of the past few decades have spurred increases in cross-border trade, investment, and migration so large that many observers believe the world has entered a qualitatively new phase in its economic development. Since 1950, for example, the volume of world trade has increased by 20 times, and from just 1997 to 1999 flows of foreign investment nearly doubled, from $468 billion to $827 billion. Distinguishing this current wave of globalization from earlier ones, author Thomas Friedman has said that today globalization is â€Å"farther, faster, cheaper, and deeper.†But policy and technological developments of the past few decades have spurred increases in cross- border trade, investment, and migration so large that many observers believe the world has entered a qualitatively new phase in its economic development. Since 1950, for example, the volume of world trade has increased by 20 times, and from just 1997 to 1999 flows of foreign investment nearly doubled, from $468 billion to $827 billion.Show MoreRelatedThe Impact of Information Communication Technology on Malaysia Communication Culture in the Era of Globalization7293 Words   |  30 PagesTHE IMPACT OF INFORMATION COMMUNICATION TECHNOLOGY ON MALAYSIA COMMUNICATION CULTURE IN THE ERA OF GLOBALIZATION Saiful Nujaimi Abdul Rahman, M.Sc. Department of Communication, Faculty of Modern Languages Communication, University Putra Malaysia, Malaysia Abdul Rashid Md. 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Only Daughter free essay sample

â€Å"Cultural and Identity†amp; â€Å"Gender Studies† the author explains her family traditions and at the same time tries to find were she belongs in the picture. What is it about: This story talks about a Mexican family of nine and out of the nine there are seven kids, six boys and one girl! Only daughter is a biography of the author and her role in an American Mexican family. She starts off by stating how her writing career first takes off. Being the only girl she was forced to spend a lot of time alone which allowed her to discover a passion for reading and writing. Her relationship with her father is included throughout the story. Having a daughter in her father’s eyes meant that destiny would lead her to a husband. When she shared her plans for college he felt as that was a good place to start looking for a husband. We will write a custom essay sample on Only Daughter or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page In his eyes he viewed women as any man would, which was that they were beneath men. The typical role a woman would play in a Mexican family would be the wife and a mother and do the chores around the house but the author wanted more than that. Her father never showed interest in her writing growing up and she often felt abandoned. All she ever wanted from him was his approval and most of her writing has been for him. When talking about his family he would always say he has seven sons putting her in the wrong category which almost made her identity invisible. Towards the end the author talks about how her success began to pick up and how she had one of her book translated in Spanish and given to her father to read. She explains how seeing her father read on of her stories for the first time was one of the happiest moments in her life. At that moment she felt accepted for the first time. Author’s Purpose: To give a brief inside look of her family and role as the only daughter to a Mexican family of nine. What you learned : while reading this I’ve